Why the investor not put their money in to saving, current or fixed deposit?
The answer is because return is low. Stock is hight risk but hight return.
How to calculate return. I will explain you with example. Use this formula to calculate it.
Profit = Invest amount * (1+r /100)^t
Where r = interest rate, t = time.
If you invest 10k into saving. How much you can get back after 5 years later?
Profit = 10K * (1+0.2/100)^5
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